Read and you will know the basics in about 30 minutes.
stay safe:
-https://Damaged.gg/Thread-%E2%AD%90How-To-Stay-Anonymous%E2%AD%90-Full-guide -vcc:
->revolut.com
->wise.com
->or find yourself an other one
basics of refunds:
-https://Damaged.gg/Thread-LEAK-BOB-S-REFUND-V5-ALL-ADDONS-79-pages